John thanks for the feedback.
Yes we own the current car outright (in about 2 months).
If I hear you right:
Cash in hand is better than paying the lease off up front.
Good point.
Leasing questions
We have never leased before but are thinking about it for the Q3 because a new model could be coming in the next 2-3 years.
Some questions if the community please care to provide feedback:
1) Can we trade in a car as part of the down payment/capital reduction to lower the monthly pmts?
2) If yes, does it make sense to trade in a car that we have a sizeable residual equity in for basically a little/no monthly payment?
Some questions if the community please care to provide feedback:
1) Can we trade in a car as part of the down payment/capital reduction to lower the monthly pmts?
2) If yes, does it make sense to trade in a car that we have a sizeable residual equity in for basically a little/no monthly payment?
- if #2 is yes only if we have the discipline to actually sock away the monthly in savings - that would be our thought process.
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Yes we own the current car outright (in about 2 months).
If I hear you right:
Cash in hand is better than paying the lease off up front.
Good point.
Mssg loud & clear!Leasing lets me get into new cars frequently which is a cost I accept! Cars are an emotional purchase for me so I plan to spend money on cars and expect I will always have some kind of car payment as a result. However I budget for this and don't spend money on things like golf/tennis/Vegas weekends/etc. I chose to spend it on cars. BUT.. I don't use my liquidity to buy down a lease.
1 - 3 of 9 Posts
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