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There are folks who literally buy a car on looks, color and a 5 mile test drive or friend's recommendation and within a week or two or a month, find themselves hating the thing. Also some folks are so impulsive that they buy without realizing the real cost besides monthly payment and find themselves upside down rather quickly (even 1-3 months) - Job changes, partner changes, health changes all can contribute ...

Then there's simply the test owner, buys a car for 2-3 months, 4-5K miles, just to test it out and turn it over while still new and hot. Or someone just plain gets bored to death with it. I've seen a brand new Bentley get bought, driven 37 miles to the house and traded the following week - for a $50K loss !! Seen almost the same with more than one R8 too ...
 
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